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UPSC Civil Services (Preliminary) Examination 2018
Written By Easy Life on Sunday, February 25, 2018 | 2/25/2018 06:41:00 PM
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Please choose the Examination to apply for / आवेदन के लिए परीक्षा का चयन करें
| Examination Code परीक्षा कोड | Examination परीक्षा | Year वर्ष | Notice Number नोटिस संख्या | Notice Date नोटिस की तिथि | Closing Date अन्तिम तिथि | Part-I Registration भाग- I पंजीकरण | Part-II Registration भाग- II पंजीकरण |
| CSP | Civil Services (Preliminary) Examination सिविल सेवा (प्रारंभिक) परीक्षा (for Civil Services and Indian Forest Service Examinations / सिविल सेवा और भारतीय वन सेवा परीक्षाओं के लिए) | 2018 | 04/2018-CSP 05/2018-IFS | 07-02-2018 | 06-03-2018 till 1800 hrs / 1800 बजे तक | Click Here for PART I भाग- I के लिए यहां क्लिक करें | Click Here for Part II भाग- II के लिए यहां क्लिक करें |
ADDENDUM to NOTICE No. 04/2018-CSP and 05/2018-IFoS dated 07.02.2018(English / हिंदी )
(Age relaxation to the candidate's domiciled in the state of J & K )
(Age relaxation to the candidate's domiciled in the state of J & K )
Applicants should note that there will be a ceiling on the number of candidates allotted to each of the Centres except Chennai, Dispur, Kolkata and Nagpur. Allotment of Centres will be on the 'first-apply-first allot' basis, and once the capacity of a particular Centre is attained, the same will be frozen. Applicants are, thus, advised that they may apply early so that they could get a Centre of their choice.
आवेदकों को ध्यान देना चाहिए कि चेन्नई, दिसपुर, कोलकाता, और नागपुर को छोड़कर प्रत्येक केंद्र में आवंटित उम्मीदवारों की संख्या सीमित होगी । केन्द्रों का आवंटन 'पहले आवेदन -पहले आवंटन' के आधार पर किया जाएगा, और केंद्र की निर्धारित सीटें भर जाने पर इसे रोक दिया जाएगा । आवेदकों को इस प्रकार सलाह दी जाती है, कि वे जल्दी आवेदन करे जिससे वे अपनी पसंद का केंद्र ले सके ।
आवेदकों को ध्यान देना चाहिए कि चेन्नई, दिसपुर, कोलकाता, और नागपुर को छोड़कर प्रत्येक केंद्र में आवंटित उम्मीदवारों की संख्या सीमित होगी । केन्द्रों का आवंटन 'पहले आवेदन -पहले आवंटन' के आधार पर किया जाएगा, और केंद्र की निर्धारित सीटें भर जाने पर इसे रोक दिया जाएगा । आवेदकों को इस प्रकार सलाह दी जाती है, कि वे जल्दी आवेदन करे जिससे वे अपनी पसंद का केंद्र ले सके ।
NB : Notwithstanding the aforesaid provision, The Commission reserve the right to change the Centres at their discretion if the situation demands. विशेष टिप्पणी : उक्त प्रावधान के होते हुए भी स्थिति के अनुसार, आयोग अपने विवेक पर केन्द्रों को बदलने का अधिकार सुरक्षित रखता है।
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इस साइट को गूगल क्रोम, इंटरनेट एक्सप्लोरर 9 और इससे ऊपर में अच्छी तरह से देखा जा सकता है।
इस साइट को गूगल क्रोम, इंटरनेट एक्सप्लोरर 9 और इससे ऊपर में अच्छी तरह से देखा जा सकता है।
Public Provident Fund accounts held by Non Resident-regarding
Written By Easy Life on Saturday, February 24, 2018 | 2/24/2018 09:50:00 PM
The undersigned is directed to refer to this Department’s notification GSR No.1237(E) dated 03.10.2017 regarding amendment in PPF Scheme, 1968. As per the said notification, if a resident who opened an account under this scheme, subsequently becomes a non-resident during the currency of the maturity period, the account shall be deemed to be closed with effect from the day he becomes a non-resident.
2. It has now been decided to keep the said notification in abeyance till the further order in this regard
(Rajesh Panwar)
Deputy Director
Signed Copy
Employment News : 24 February To 2 March 2018
INDIAN OIL
Name Of Post : Technician/Trade Apprentices.
No.of Vacancies : 175
Last Date :28.02.2018
NBCC (INDIA) LIMITED
Name Of Post : General Manager, Additional General Manager, Dy.General Manager etc
No.of Vacancies : 145
Last Date :30 days from publication
INDIAN SPACE RESEARCH ORGANISATION
Name Of Post : Scientist/Engineer ‘SC’
No.of Vacancies : 28
Last Date :05.03.2018
NATIONAL ATMOSHPHERIC RESEARCH LABORATORY
Name Of Post : Research Associate, Junior Research Fellow
No.of Vacancies : 18
Last Date :30.03.2018
JAWAHALAL INSITUTE OF POSTGRADUATE MEDICAL EDUCATION AND RESEARCH
Name Of Post : Professor, Associate Professor
No.of Vacancies : 52
Last Date :16.03.2018
Name Of Post : Technician/Trade Apprentices.
No.of Vacancies : 175
Last Date :28.02.2018
NBCC (INDIA) LIMITED
Name Of Post : General Manager, Additional General Manager, Dy.General Manager etc
No.of Vacancies : 145
Last Date :30 days from publication
INDIAN SPACE RESEARCH ORGANISATION
Name Of Post : Scientist/Engineer ‘SC’
No.of Vacancies : 28
Last Date :05.03.2018
NATIONAL ATMOSHPHERIC RESEARCH LABORATORY
Name Of Post : Research Associate, Junior Research Fellow
No.of Vacancies : 18
Last Date :30.03.2018
JAWAHALAL INSITUTE OF POSTGRADUATE MEDICAL EDUCATION AND RESEARCH
Name Of Post : Professor, Associate Professor
No.of Vacancies : 52
Last Date :16.03.2018
EPFO Lowers Interest Rate To 8.55 % Lowest In Five Years
Retirement fund body EPFO today lowered the rate of interest on employees provident fund to 8.55 per cent for its over 6-crore subscribers for 2017-18, from 8.65 per cent in the previous fiscal.
“It is difficult to evaluate about future in view of present economic scenario. We paid 8.65 per cent last fiscal, which left a surplus of Rs 695 crore. This year, we have decided to recommend 8.55 per cent for 2017-18, which will leave a surplus of Rs 586 crore,” Labour Minister Santosh Gangwar told reporter after the Employees’ Provident Fund Organisation’s (EPFO) trustees meet.
The deduction in the interest rate is lowest in five years.
Gangwar, who also heads EPFO’s apex decision making body Central Board of Trustees (CBT), said he expects the finance ministry to give concurrence to the 8.55 per cent rate of interest decided today at the CBT meeting.
After the CBT’s decision on interest rate, the proposal is vetted by the finance ministry. Once approved by the finance ministry, the rate of interest is credited into subscribers’ account.
Gangwar expressed hope that the trade unions will agree to the decision of providing 8.55 per cent rate of interest.
The minister also said the EPFO has liquidated portion of its investments in the exchange traded funds (ETFs) to bridge the gap to provide 8.55 per cent interest this fiscal.
He said the EPFO received 8 per cent returns on its bond investments but it is able to pay 8.55 per cent rate because it has sold some of its investments in ETFs.
He explained that it is higher than 7.6 per cent provided to General Provident Fund and Public Provident Fund subscribers.
Gangwar further said the ETF investments have fetched a return of 20.65 per cent so far, and in the months of January and February this year, the EPFO has sold Rs 3,700 crore ETFs which earned a return of Rs 1,011 crore.
The EPFO has invested around Rs 44,000 crore so far in the ETFs. It had started investing in ETFs in August 2015.
On the administrative charges, he said the CBT has decided to reduce the administrative charges from 0.65 per cent to 0.50 per cent of total wages which are paid by employers.
The minister also said the trust has also decided to reduce the workers threshold for coverage under the EPFO schemes to 10 from existing 20.
At present, all those units employing 20 or more employees are mandatorily covered under the social security schemes run by the EPFO.
He expressed hopes that reduction in employees threshold could help increase the EPFO subscribers’ base from existing 6 crore to even 9 crore.
Gangwar also assured that the required amendment in the Employees’ Provident Fund & Miscellaneous Provisions Act would be done to implement the decision to reduce employees threshold.
Earlier, the CBT has also taken this decision, but it could not be implement because of long pending amendment in the Act.
On this occasion, the minister also launched the EPFO’s UAN-AADHAAR linking facility for the convenience of the members using EPFO link in UMANG mobile application. This is in addition to existing facility on the website of the EPFO.
(with inputs from PTI)
Direct recruitment to the cadre of Postal Assistants/Sorting Assistants for filling up of vacancies of the year 2015-16 conducted by SSC
CGHS – No Permission Required For Listed Investigation And Procedures
Written By Easy Life on Friday, February 23, 2018 | 2/23/2018 03:05:00 PM
Permission for Investigations/ Treatment Procedures
No Permission is required for getting listed Investigations/ Treatment Procedures done at the CGHS empanelled Diagnostic Centres/Hospitals, if prescribed by CGHS Medical Officer/ CMO Incharge or Government Hospital specialist.
Listed Investigations/Treatment Procedures prescribed by a specialist of empanelled hospital need to be endorsed by the referring CGHS Medical Officer/ CMO Incharge, however permission is not required in this case also.
For unlisted Investigations/Treatment Procedures permission is required from the AD of the City/Zone in case of pensioners and Head of Department/Office in case of serving employees. However for pensioners of Autonomous bodies the permission is to be given by the concerned department only.
Procedure for getting the investigations done by an empanelled Diagnostic centre/Hospital
The following documents are required to be submitted:
1. Self attested copy of prescription of CGHS Doctor / Government specialist
2. Copy of CGHS Card of the patient and main card holder.
3. Original Prescription and Original Cards are to be produced at the centre for verification.
Investigation can be done within 14 days of the advice only.
Procedure for getting for any treatment procedure done at an empanelled hospital
The following documents are required:
1. Self attested copy of prescription of CGHS Doctor / Government specialist
2. Copy of CGHS Card of the patient and main card holder.
3. Original Prescription and Original Cards are to be produced at the centre for verification.
Treatment procedures can be done within 3 months of the advice only.
PREMATURE CLOSURE OF TIME DEPOSIT ACCOUNTS
PREMATURE CLOSURE OF TIME DEPOSIT ACCOUNTS
(1) The premature withdrawal of a Time Deposit can be allowed six months after opening of account. If account is closed between 6 months and 1 year, interest at the rate of Savings Account fixed from time to time shall be eligible.
(2) Premature withdrawal of a deposit after the expiry of one year in case of 2-year, 3-year and 5-year account will be regulated under the provisions of rule 8 of Post Office Time Deposit Rules, 1981, on reduced interest. In such cases, the amount of deposit shall be repaid with interest as under:-
a) The rate of interest on such deposit shall be payable to the depositor for the completed years and months from the date of deposit to the date of closure and such interest shall be one (1) per cent less than the rate specified for a deposit of 1-year, 2-years or 3-years, as the case may be, in the concerned Tables under Rule 7 of POTD Rules, 1981.
b) In respect of 5-year account, if the completed years and months exceed 3-years, the interest payable shall be one(1) per cent less than the rate specified for a deposit of 3-years in the concerned Table under Rule 7 ibid.
c) The amount of interest already paid on the deposit at the higher rate shall be set off against the principal and the interest payable under this rule and only the net balance shall be payable on such premature closure of the account.
(3) The premature withdrawal of Time Deposit can be allowed in the normal course on presentation of application for Closure of Account (SB7A) by the depositor. No separate sanction for this purpose will be issued. The Head Post Offices and Departmental Sub Post Offices will be competent to allow premature closure of a Time Deposit accounts as in the case of final closure of the account. Procedure laid down for closure of TD Account should be applied for pre-mature closure also.
Source : POSB manual
SAIL Recruitment 2018 – इंजीनियर के लिए 382 पदों पर वैकेंसी
Written By Easy Life on Sunday, February 11, 2018 | 2/11/2018 06:38:00 PM
स्टील ऑथोरिटी ऑफ इंडिया (SAIL Recruitment 2018) लिमिटेड ने मैनेजमेंट ट्रेनी के 382 पदों पर वैकेंसी निकाली है. इसकी जानकारी वेबसाइट पर जारी की जा चुकी है. उम्मीदवार 21 फरवरी तक अप्लाय कर सकते हैं. कंपनी को मैनेजमेंट ट्रेनी (टेक्निकल) की जरूरत है. पदों की कुल संख्या 382 हैं. जॉब के लिए इंजीनियरिंग डिग्री होना जरूरी है. सैलरी 20 हजार से लेकर 46 रुपये तक होगी. उम्र सीमा 28 साल या उससे ज्यादा होनी चाहिए.
चयन की प्रक्रिया ग्रुप डिस्कशन और इंटरव्यू पर आधारित होगी. पदों पर आवेदन करने के लिए जनरल कैटेगरी वाले उम्मीदवारों को 500 रुपये, आरक्षित वर्ग वाले उम्मीदवारों को 100 रुपये का भुगतान करना होगा. आवेदन करने की आखिरी तारीख 21 फरवरी 2018 होगी. आवेदन ऑनलाइन भी किया जा सकता है. इसके लिए उम्मीदवारों को www.sail.co.in पर जाना होगा और आवेदन करना होगा.
चयन की प्रक्रिया ग्रुप डिस्कशन और इंटरव्यू पर आधारित होगी. पदों पर आवेदन करने के लिए जनरल कैटेगरी वाले उम्मीदवारों को 500 रुपये, आरक्षित वर्ग वाले उम्मीदवारों को 100 रुपये का भुगतान करना होगा. आवेदन करने की आखिरी तारीख 21 फरवरी 2018 होगी. आवेदन ऑनलाइन भी किया जा सकता है. इसके लिए उम्मीदवारों को www.sail.co.in पर जाना होगा और आवेदन करना होगा.
ATMs Can Now Verify Transactions Via Aadhaar
The ‘dumb’ ATM is set to turn smart. Banks are replacing the decades-old cash dispensers with new digital machines that have fixed menu options, are compact and come with a large 15-inch tablet-like multi-touch screen. These ‘smart’ ATMs can perform Aadhaar -based biometric authentication, and all other transactions via net banking as against merely dispensing cash.
After the lull caused by demonetisation, ATM maker NCR is seeing a resurgence of demand as lenders are replacing some of the old Windows XP machines rather than upgrade them. It has been six years since the ATM network crossed the 1-lakh mark and now most of the machines are due for an upgrade. Banks are keen on upgrades as the new machines with tablet screens are now available at Rs 3 lakh each — almost half their predecessors’ price.
“With our new machine — the SelfServ series — we are positioning the ATM as an extension of the bank’s digital channel. In digital banking, the screen is a valuable real estate for banks and can be customised for each customer,” said NCR India MD Navroze Dastur. He added that the company is deploying the new machines on behalf of banks and white-label ATM firms.
NCR, which accounts for almost half of the ATMs in India, has been able to bring down the price of machines, mainly due to its ‘Make in India’ strategy. Chennai is the manufacturing hub for the ATM maker, with a research and development centre in Hyderabad.
The average amount of cash withdrawn per ATM each day has risen to Rs 4.2 lakh in December 2017 from Rs 4.1 lakh in October 2016 — just before demonetisation. Although the number of ATMs in India has gone up only marginally to over 2 lakh, NCR has sold over 24,000 ATMs as banks replaced old machines.
(This article was originally published in TOI)
SBI Posts First Q3 Loss In 17 Years; Treasury Income Falls (Hindi Version Included)
This is first time the SBI has posted a quarterly loss since January-March 1999, when it recorded a loss of ₹115 crore.
Country’s largest lender, State Bank of India (SBI) today shook the investors by reporting a major loss of Rs 2,416 crore in the October-December 2017 quarter, its first Q3 loss in last 17 years.
The SBI attributed the poor performance to losses in treasury operations at about Rs 2,000 crore due to hardening of bond yields, high provisions of Rs 17,760 crore towards substantial corporate loans slipping into bad loans and a significant hit in investment depreciation of Rs 4,044 crore.
This is first time the SBI has posted a quarterly loss since January-March 1999, when it recorded a loss of ₹115 crore.
The SBI had to classify ₹25,830 crore worth of loans as non-performing this quarter. The Reserve Bank of India conducts an annual inspection of banks’ books and directs banks to make additional provision where the regulator thinks it necessary.
“The net loss has to be viewed with hardening of bond yields, treasury losses, provisions for payments of employees of Rs 700 crore for two months…,” said Chairman Rajnish Kumar in a post-results press conference.
He added that SBI will raise Rs 20,000 crore in the next financial year without government subscription to it and focus on rebalancing the portfolio towards retail and SME (small and medium sector enterprise) growth after a muted corporate book.
A substantial part of loans that slipped into NPAs stood at Rs 25,836 crore, up from Rs 9,026 crore in Q2, of which 90 percent was under the stressed category. The watchlist of such loans or the potential bad loans declined from Rs 21,288 crore as on September 2017 to Rs 10,341 crore at the end of December.
“The current quarter was disappointing,” SBI chairman Rajnish Kumar said in the post earnings media interaction. “But every cloud has a silver lining.”
He said most of the recognition of bad loans had been made and the resolution process was underway. SBI, he said, was hopeful of presenting a better financial performance in the next fiscal year.
On being asked if SBI’s performance narrates the functioning of the economy, Kumar said, “You can’t just economy’s performance for 90 days….Need a longer horizon to judge the state of the economy and a large organization like SBI.”
Asked about the Jan.-March quarter, he said, “I do not want to sound optimistic but I am not pessimistic also. But, in 45 days no miracle can happen.”
Hindi Version
स्टेट बैंक समूह को चालू वित्त वर्ष की तीसरी तिमाही में बड़ा नुकसान हुआ है। इसके अलावा बैंक का एनपीए भी बढ़कर करीब 2 लाख करोड़ रुपये हो गया है। शुक्रवार को जारी आंकड़ों के मुताबिक, चालू वित्त वर्ष की तीसरी तिमाही में 1,886.6 करोड़ रुपये का शुद्ध नुकसान हुआ है। पिछले वित्त वर्ष में इसी तिमाही में समूह को 2,152 करोड़ रुपये का शुद्ध लाभ हुआ था।
भारतीय स्टेट बैंक की गैर-निष्पादित परिसंपित्तयां (एनपीए) आलोच्य तिमाही में पिछले साल के 4.24 प्रतिशत से बढ़कर 5.61 प्रतिशत हो गई। भारत के सबसे बड़े पब्लिक बैंक का कुल एनपीए बढ़कर 1.99 लाख करोड़ रुपये हो गया है। दूसरी तिमाही में यह 1.86 लाख करोड़ और वित्त वर्ष 2017 की तीसरी तिमाही में 1.08 लाख करोड़ रुपये था।
परिणाम की घोषणा के बाद बैंक के चेयरमैन रजनीश कुमार ने प्रेस कॉन्फ्रेंस में कहा कि शुद्ध घाटा मुख्य रूप से बॉन्ड्स की सख्ती की वजह से है।
Budget 2018 – How Much Income Tax You Have To Pay In 2018-19
In Budget 2018-19, Finance Minister Arun Jaitley announced a standard deduction of Rs. 40,000 in place of exemptions allowed for medical reimbursement (Rs. 15,000) and transport allowance (Rs. 19,200).
Finance Minister Arun Jaitley in Budget 2018 did not change personal income tax rates. Nor did he change income tax slabs. However, he announced a standard deduction of Rs. 40,000 in place of exemptions allowed for medical reimbursement (Rs. 15,000) and transport allowance (Rs. 19,200).
The finance minister also raised cess on income tax from 3 per cent to 4 per cent for individual taxpayers. Here’s how these budget 2018 tax changes will impact your tax liability going forward in 2018-19 (Assessment Year 2019-20), if you are a salaried employee below 60 years.
| For FY 2017-18 | For FY 2018-19 | |
| Scenario – 1 (In Rs.) | ||
| Taxable Income | 400000 | 400000 |
| Standard Deduction | 40000 | |
| Medical Reimbursement & Transport Allowance | 34200 | |
| Net Taxable Income | 365800 | 360000 |
| Income Tax | 5,964 | 5720 |
| Savings | 244 | |
| Scenario – 2 | ||
| Taxable Income | 800000 | 800000 |
| Standard Deduction | 40000 | |
| Medical Reimbursement & Transport Allowance | 34200 | |
| Net Taxable Income | 765800 | 760000 |
| Income Tax | 67,630 | 67080 |
| Savings | 550 | |
| Scenario – 3 | ||
| Taxable Income | 1200000 | 1200000 |
| Standard Deduction | 40000 | |
| Medical Reimbursement & Transport Allowance | 34200 | |
| Net Taxable Income | 1165800 | 1160000 |
| Income Tax | 167,107 | 166,920 |
| Savings | 187 | |
| Scenario -4 | ||
| Taxable Income | 1600000 | 1600000 |
| Standard Deduction | 40000 | |
| Medical Reimbursement & Transport Allowance | 34200 | |
| Net Taxable Income | 1565800 | 1560000 |
| Income Tax | 290,707 | 291720 |
| Additional Tax | 1,013 | |